E-Statements are here!  It's quick, easy and best of all, it's FREE! Don't wait, Enroll now! If you have any questions, please visit or contact us.

Look what’s new at First Federal!

We now offer Visa prepaid TravelMoney cards as well as Visa Prepaid debit cards. For more information on why they are right for you, click here: www.hctravelcard.com or www.hcprepaiddebit.com

Introducing eAlerts

As a new feature for online banking members, we are pleased to introduce you to eAlerts. eAlerts will provide you with up to date account information for your accounts when they meet certain criteria that you establish. eAlerts is a free service designed to enhance your banking experience. Receive an email notice updating you on your account balances, deposits or to let you know a check has cleared. eAlerts is convenient, easy to set up and safe. Log into Online banking and start receiving your personal eAlerts today!

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  NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.