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Please read the following important e-mail disclosure:

E-mail is not secure. Private personal and account information such as Account Numbers, Passwords, PINs, or Social Security Numbers should NEVER be sent by e-mail.

First Federal recognizes e-mail as a simple and cost effective method of communication; however, requests and inquiries requiring immediate attention should NOT be sent by e-mail. A bank representative may not be able to immediately review your e-mail message. E-mail messages will not serve as a sufficient method for any requirement imposed on you to provide written notice, nor may any e-mail messages be used to place a stop payment on a check, cancel a bill payment, request account transfers, or report lost or stolen banking codes, cards or checks.

If you have a question about your account or need an immediate response, please click on the locations section of this web site for the hours and phone number of your local branch.