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Smart Choice Checking Account
NOW Account
Senior Account
Restricted Money Market
 

CHOOSE THE PLAN THAT SUITS YOUR NEEDS
Sign up to receive your monthly checking statement quickly via e-mail.

All Checking Products include the following services:

  • Mastercard ATM/Debit Card Access (subject to credit approval)
  • Twenty-four hour phone banking
  • Automatic Clearing House capabilities
  • Complimentary Notary Public service
  • Free Direct Deposit service
  • Internet banking capabilities
  • Check Imaging with complimentary three-ring binder
  • FREE Bill Pay
Smart Choice Checking Account (See Current Rates)
Hassle free checking that is ABSOLUTELY FREE

  • $50.00 Minimum Opening Deposit
  • Unlimited Check writing privileges
  • 1st order of basic checks is FREE
  • This Account Does Not Earn Interest
  • No Monthly Service Charge
NOW Account (See Current Rates)
A perfect plan for everyday checking needs!

  • Interest Bearing Checking Account
  • $200.00 Minimum Opening Deposit
  • $500.00 Minimum Balance for Interest
  • Tiered Interest Paid
  • $500.00 Daily Minimum Balance to avoid $7.00 Monthly Service Charge
  • Excessive Check Charge (Over 50 checks) .35 (Per Check)

Senior Account (See Current Rates)
A convenient, carefree account for those 60 and over

  • Interest Bearing Checking Account
  • $200.00 Minimum Opening Deposit
  • $500.00 Daily Minimum Balance to earn Interest
  • Tiered Interest Paid
  • No Monthly Service Charge
  • Free Basic Wallet Checks

Restricted Money Market
Earn market rates with insured safety!

  • Interest Bearing Checking Account
  • $1,000.00 Minimum Opening Deposit
  • $1,000.00 Minimum Balance For Interest
  • Tiered Interest Paid
  • $1,000.00 Daily Minimum Balance to avoid $10.00 Monthly Service Charge
  • Excessive Check Charge $5.00 per check (over 3 cks)
  • Unlimited In-person access to your funds
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