Deposit Products
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Statement Savings
(See Current Rates)
Our Statement Savings Account is designed for your deposited funds to grow for future use. This account could be used to save for taxes, special events, vacations, or for the future of a child. Funds are available when you wish to use them; there are no term restrictions or early withdrawal interest penalties.
- Minimum opening deposit of $100.00
- A minimum balance fee of $6.00 will be imposed every month if the balance in the account falls below $100.00
- A Closing fee of $5.00 will be imposed if the account is closed within the first 90 days
- Statement of all transactions mailed monthly or quarterly if no transactions
- 8 FREE withdrawals monthly of which only 6 can be ATM, drafts, or electronic means
- Excessive withdrawal fee over 8 per month - $3.00 per withdrawal
Christmas Club (See
Current Rates)
Our Christmas Club Account is an easy way to save for your Holiday Shopping. Saving is made easy by using our convenient Transfer Management Program. You can elect to have deposits conveniently deducted from either your First Federal Checking or Savings Account, weekly or monthly. You can also deposit by cash or check.
A check for the full amount you have saved each year in your Christmas Club Account, plus interest, will automatically be mailed to you during the month of October. This ensures plenty of time for all your Holiday Shopping.
- Minimum opening deposit of $10.00
- No monthly service charge
- Interest is posted quarterly, compounded daily
- Checks are mailed in October
- Withdrawals are not permitted during the year
