IRA’s & HSA’s

Individual Retirement Accounts (IRA's)

Our IRA is a savings plan which allows you to prepare for your retirement and may also provide tax advantages. You may want to transfer an existing IRA, or convert another qualified retirement plan to a First Federal IRA account.

Choose between our Traditional or Roth IRA plans, whichever suits your tax situation. We also offer a variety of terms to accommodate most every situation.

Health Savings Account (HSA)

Our Health Savings Account is a competitive plan to assist you in controlling health care cost & offers you great tax savings. Our HSA offers individuals with qualifying high-deductible health plans a tool to pay for current health care expenses and future qualified medical and retirement health care expenses on a 100% tax-free basis. The funds in your HSA are totally controlled by you, can be used to supplement retirement income, used in the case of disability and can also be rolled over from year to year for health care expenses.

  • $100.00 Minimum Opening Deposit
  • $500.00 Minimum Balance for Interest

$3,000.00 Daily Minimum Balance to avoid $3.00 Monthly Service Charge

Please feel free to contact us with any questions or click the blue CHAT button to CHAT with a customer service representative.

Terms & Conditions

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