Savings & Certificates

Statement Savings

Our Statement Savings Account is designed for your deposited funds to grow for future use. You will receive a Monthly/Quarterly printed statement displaying your account activity or you may choose a paper free eStatement!

• Minimum opening deposit of $100.00
• A minimum balance fee of $6.00 will be imposed every month if the daily balance falls below $100.00 any day of the statement
• Statement of all transactions mailed monthly or quarterly if no transactions
• 8 FREE withdrawals monthly of which only 6 can be ATM, drafts, or electronic means
• Excessive withdrawal fee over 8 per month - $3.00 per withdrawal

Please feel free to contact us with any questions or click the blue CHAT button to CHAT with a customer service representative.

Terms & Conditions

Christmas Club

Our Christmas Club Account is an easy way to save for your Holiday Shopping. Saving is made easy by using our convenient Transfer Management Program and this will help keep your savings on track. You can elect to have deposits conveniently deducted from either your First Federal Checking or Savings Account, weekly or monthly and you may also deposit by either cash or check.

A check for the full amount you have saved each year in your Christmas Club Account, plus interest, will automatically be mailed to you during the month of October. This ensures plenty of time for all your Holiday Shopping.

• Minimum opening deposit of $10.00
• No monthly service charge
• Interest is posted quarterly, compounded daily
• Withdrawals are not permitted during the year

Please feel free to contact us with any questions or click the blue CHAT button to CHAT with a customer service representative.

 Terms & Conditions

Certificates of Deposit

Our Certificates of Deposit are designed to give you a higher rate of return in exchange for a time commitment on your deposit. Interest rates are guaranteed for the term of the Certificate. Interest begins to accrue on the day of deposit. Certificates of Deposit will automatically renew at maturity, unless otherwise directed by the customer.  We also offer Specials on certain certificates from time to time.

Whatever your situation, we offer a variety of terms to fit your needs. From 91 days to 5 years, you can customize the savings plan that best suits you. Visit one of our four convenient locations and talk with a Customer Service Representative that will guide you through the entire process!

Please feel free to contact us with any questions or click the blue CHAT button to CHAT with a customer service representative.

Terms & Conditions

3 Year Youth Variable Rate Certificate

Learning to save is an important lesson for children of all ages! This account is a great way for children to save, or for parents to save for future college expenses. The Youth Certificate is available to children under 18 years of age with an adult as the Trustee. Deposits are accepted at any time without extending the maturity date.