Deposit Terms & Conditions

Deposit Rates

Please call First Federal Savings & Loan Association of Valdosta, 229-244-0164 to verify all rates or you can call our RATE LINE available on our SUPER TELLER @ 229-249-8825. Remember that you may reach our Customer Service Representatives by email at or by choosing the CHAT feature on that product page. Rates are subject to change at any time.

Terms & Conditions

Notice to all Commercial Customers

In 2006, Congress passed the Unlawful Internet Gambling Enforcement Act (UIGEA), which prohibits anyone in the business of betting or wagering (as defined by the act) from knowingly accepting payments in connection with unlawful Internet gambling, including payments made through credit cards, electronic funds transfers, and checks. These type transactions are Restricted and prohibited from being processed through your account with us. The Department of Treasury and the Federal Reserve Board require all banks to notify our business customers of this regulation.

Please contact a Customer Service Representative with any questions regarding this.